Savings Account

An average quarterly balance of 5,000 in metro/urban & 2,500 required in Semi Urban/Rural Banking Outlets. Certain unique features of our standard savings account, include,higher ATM withdrawal and purchase limit. The interest is calculated on daily product basis and credited quarterly.

An average quarterly balance of 50,000 is required to be maintained or minimum composite total relationship value of 500,000 is required to be maintained collectively in the current, savings and term deposit accounts, linked to the Premium Savings Account.

An average quarterly balance of 2,500 in metro/urban Banking Outlets and 750 in semi-urban/rural Banking Outlets is required to maintained. This account can be opened jointly with a guardian and can be operated by the parent/guardian until the minor becomes a major.

No average monthly balance is required to be maintained and there are no charges for non-maintenance of minimum balance. A Classic Rupay debit card is offered with no annual maintenance charges for the first year. The various facilities provided with this account, include,higher ATM withdrawal and purchase limit. The interest is calculated on daily product basis and credited quarterly.

No average monthly balance is required to be maintained and there are no charges for non-maintenance of minimum balance. A Classic Rupay debit card is offered with no annual maintenance charges for the first year. The various facilities provided with this account, include,higher ATM withdrawal and purchase limit. The interest is calculated on daily product basis and credited quarterly.

With Utkarsh Small Finance Bank avail banking services with easy disbursement of salaries. For a fine banking experience, we provide you with a choice of Corporate Salary Accounts, Standard and Premium.