Utkarsh Finance Bank
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Utkarsh Small Finance Bank
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    • Atal Pension Yojna
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    • 3-In-1 Account

  • Loans
    • Utkarsh Gold Loan
    • Housing Loans
      • Home Loan
      • Utkarsh Grih Sudhar
      • Home Loan Plus
      • Utkarsh Awas Loan
      • Home Loan Balance Transfer
    • LAP Retail
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    • Overdraft against Fixed Deposit
    • Mandate Cancellation
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    bank
    • Internet Banking
      Utkarsh - 24*7 Access Internet Banking
    • Mobile Banking
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      Utkarsh - Locate an ATM
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  • Accounts
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      • Business Standard Account
      • Business Premium Account
      • Business Plus Account
      • UPI Easy Account
      Online Current Account
    • Institutional Banking
      • Government Business
      • Financial Institution
      • TASC
      Utkarsh - Exclusive Banking Services
    • Escrow Bank Account

  • Cards
    • Rupay Classic Debit Cards
    • Rupay Platinum Debit Cards
    • Mastercard Gold Contactless Debit Cards
    • Mastercard Platinum Contactless Debit Cards
    • Debit Card Upgradation Program
    • Manage Your Cards
    • Offers
    • Mastercard-Shopperks Program Offers
  • Insurance &
    investments
    • Atal Pension Yojna
    • Insurance & investments
    • 3-In-1 Account
  • Ways to
    Bank
    • Internet Banking
      Internet Banking IMG
    • Mobile Banking
      Mobile Banking IMG
    • ATM Banking
      ATM Banking IMG
    • Branch Banking
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    • Corporate Net Banking
    • Utkarsh UPI
    • On-Line Self Account Opening

  • Locate Us
    map

    Need to visit us?

    Find Branch / ATM


  • Loans
    • Micro Banking Group Loans
      • Utkarsh Pragati
      • Utkarsh Kiran
      • Utkarsh Asha
      Utkarsh - No Processing Fees for Amount
    • MSME Loans
      • Business Loan Plus
      • Business Loan
      • BL Secured+
      • LAP- Prime
      • Utkarsh Biz Secure
      • GECL
      • Loan for Purchase of Commercial Property
      • Utkarsh Lease Secure
      • Utkarsh Smart Business
    • Wholesale Banking
      • Wholesale Lending
      • Business Correspondent
    • Micro Banking Business Loan
      • Micro Banking Business Loan
    • PM SVANidhi Loan
    • Commercial Vehicles & Construction Equipment Loans
      • Commercial Vehicles & Construction Equipment Loans
  • Remittance and
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    • Remittance
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  • Vision &
    Mission
  • Utkarsh
    Journey
  • Board Of
    Directors
    • Board Members
    • Committees Of Bank

  • Awards
  • Group
    Entities
    • Utkarsh CoreInvest Ltd.( Erstwhile UMFL)
  • CSR Activities
  • Leadership Team
    • Key Managerial Personnel
    • Other Senior Managerial Personnel
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  • Professionals

  • Why Work With Us

  • [email protected]
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Utkarsh Small Finance Bank
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  • Mobile Search
  • Personal
    • Back to Personal
    • Accounts & Deposits
      • Back to Accounts & Deposits
      • Savings Account
        • Back to Savings Account
        • Standard Savings Account
        • Premium Savings Account
        • Naveen Saving Account
        • Gen-Nex Savings Account
        • Corporate Salary Account
        • BSBDA
        • BSBDA-Small
      • On-Line Self Account Opening
      • Term Deposits
        • Back to Term Deposits
        • Fixed Deposit
        • Fixed Deposit Plus
        • Recurring Deposit
        • Tax Saver Fixed Deposit
      • Locker
    • Cards
      • Back to Cards
      • Rupay Classic Debit Card's
      • Rupay Platinum Debit Card's
      • Mastercard Gold Contactless Debit Cards
      • Mastercard Platinum Contactless Debit Cards
      • Debit Card Upgradation Program
      • Manage Your Cards
      • Offers
      • Tokenisation
      • Mastercard-Shopperks Program Offers
    • Insurance & Investments
      • Back to Insurance & Investments
      • Atal Pension Yojna
      • Insurance & Investments
      • 3-In-1 Account
    • Loans
      • Back to Loans
      • Utkarsh Gold Loan
      • Housing Loans
        • Back to Housing Loans
        • Home Loan
        • Utkarsh Grih Sudhar
        • Home Loan Plus
        • Utkarsh Awas Loan
        • Home Loan Balance Transfer
      • LAP Retail
      • Personal Loans
      • Overdraft against Fixed Deposit
      • Mandate Cancellation
    • Ways to bank
      • Back to Ways to bank
      • Internet Banking
      • Mobile Banking
      • ATM Banking
      • Branch Banking
      • Corporate Net Banking
      • Utkarsh UPI
      • On-Line Self Account Opening
    • Locate Us
    • Remittance and Payments
      • Back to Remittance and Payments
      • Remittances
      • Bill Payment
  • Business
    • Back to Business
    • Accounts
      • Back to Accounts
      • Current Account
        • Back to Current Account
        • Business Standard Account
        • Business Premium Account
        • Business Plus Account
        • UPI Easy Account
      • Institutional Banking
        • Back to Institutional Banking
        • Government Business
        • Financial Institution
        • TASC
      • Escrow Bank Account
    • Cards
      • Back to Cards
      • Rupay Classic Debit Cards
      • Rupay Platinum Debit Cards
      • Mastercard Gold Contactless Debit Cards
      • Mastercard Platinum Contactless Debit Cards
      • Debit Card Upgradation Program
      • Manage Your Cards
      • Offers
      • Mastercard-Shopperks Program Offers
    • Insurance & investments
      • Back to Insurance & investments
      • Atal Pension Yojna
      • Insurance & investments
      • 3-In-1 Account
    • Ways to Bank
      • Back to Ways to Bank
      • Internet Banking
      • Mobile Banking
      • ATM Banking
      • Branch Banking
      • Corporate Net Banking
      • Utkarsh UPI
      • On-Line Self Account Opening
    • Locate Us
    • Loans
      • Back to Loans
      • Micro Banking Group Loans
        • Back to Micro Banking Group Loans
        • Utkarsh Pragati
        • Utkarsh Kiran
        • Utkarsh Asha
      • MSME Loans
        • Back to MSME Loans
        • Business Loan Plus
        • Business Loan
        • BL Secured+
        • LAP- Prime
        • Utkarsh Biz Secure
        • GECL
        • Loan for Purchase of Commercial Property
        • Utkarsh Lease Secure
        • Utkarsh Smart Business
      • Wholesale Banking
        • Back to Wholesale Banking
        • Wholesale Lending
        • Business Correspondent
      • Micro Banking Business Loan
        • Back to Micro Banking Business Loan
        • Micro Banking Business Loan
      • PM SVANidhi Loan
      • Commercial Vehicles & Construction Equipment Loans
        • Back to Commercial Vehicles & Construction Equipment Loans
        • Commercial Vehicles & Construction Equipment Loans
    • Remittance and Payments
      • Back to Remittance and Payments
      • Remittance
      • Bill Payments
  • About Us
    • Back to About Us
    • Vision & Mission
    • Utkarsh Journey
    • Board Of Directors
      • Back to Board Of Directors
      • Board Members
      • Committees Of Bank
    • Awards
    • Group Entities
      • Back to Group Entities
      • Utkarsh CoreInvest Ltd.( Erstwhile UMFL)
    • CSR Activities
    • Leadership Team
      • Back to Leadership Team
      • Key Managerial Personnel
      • Other Senior Managerial Personnel
  • Help And Support
  • Careers
    • Back to Careers
    • Professionals
    • Why Work With Us
    • [email protected]
  • Utkarsh in News
  • Investors
  • Toll free no. 1800 208 1788 | 1800 123 9878
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Personal Internet Banking


Important Notice

Important Security Information

  • Don't Click on website links/attachments in un-known/suspicious emails. These links may take you to replica of bank's website and ask for keying in your user-id and password(s).
  • Our bank does not ask for details of your account/pin/password. Therefore any one pretending to be asking you information from the bank/technical team may be fraudulent entities, so please beware.
  • Before logging in, please ensure that the URL address on the address bar of your internet browser starts with https://www.utkarsh.bank.
  • Do not enter login or other sensitive information in any pop up window.
  • It is important to use up-to-date Anti-virus software and a personal firewall.
  • Use on-screen KEYPAD for logging when you are not using your own PC.

 

Beware of Phishing Attack

  • Phishing is a fraudulent attempt, usually made through email, phone calls, SMS etc seeking your personal and confidential information.
  • Utkarsh Small Finance Bank or any of its representative never sends you email/SMS or calls you over phone to get your personal information, password or one time SMS (high security) password. Any such e-mail/SMS or phone call is an attempt to fraudulently withdraw money from your account through Internet Banking.
  • If you ever get any such mail or phone call or sms, please do not part with any information and notify the Bank Immediately.
  • Do not part with your login, password or any other personal information on phone or e-mail or sms. This may be phishing traps.

 

Did You Know?

  • In line with RBI directive, RTGS facility of Utkarsh Small Finance Bank is available 24x7 with effect from December 15, 2020. Enjoy Fund transfer anytime, anywhere.
  • As per RBI directives, NEFT transfer facility of Utkarsh Small Finance Bank is now available 24*7 from December 16, 2019 onwards.
  • As per RBI Order RTGS & NEFT transfer facility is free of cost from July 1, 2019.

 

 

ABOUT US 

  • Board of Directors
  • Key Managerial Personnel
  • Vision & Mission
  • CSR Activities
  • CSR Documents

PRODUCTS 

  • Accounts
  • Cards
  • Term Deposits
  • Loans
  • Insurance & Investments
  • Remittance

POLICIES 

  • Our Policies
  • Comprehensive Notice Board
  • Corporate Governance Policy

REGULATORY DISCLOSURE 

  • MCLR
  • Method of Interest Calculation (Savings & Deposit)
  • APR Calculator
  • Average Interest Rate Charged on Microfinance Loan Products
  • Mean Interest Rate for MB Assets Loan Products (FY 2021-22)
  • Mean Interest Rates for Retail Loan Products
  • Mean Interest rates for BCs
  • Minimum, Maximum & Mean Interest rate for Wholesale Lending Non NBFC Loans
  • LCR
  • Annual Report
  • Annual Return
  • AGM
  • EGM
  • BASEL- Pillar III Disclosures
  • Analysis and Disclosure of Customer Complaints received by Bank
  • Fintech Partners
  • NSFR
  • DICGC
  • Auction
  • RBI Integrated Ombudsman Scheme
  • RBI Kehta Hai

CONNECT WITH US 

  • Complaint Form

Registered Office Address:

Utkarsh Tower,
NH-31(Airport Road),
Sehmalpur, Kazi Sarai,
Harhua, Varanasi,
PIN – 221105, Uttar Pradesh

Phone:
0542-2500596
1800 123 9878

Email:
[email protected]

[email protected]

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LICENSE 

  • RBI License
  • Authorized Dealer License
  • MFIN
  • CIN

 Disclaimer | Sitemap | Miscellaneous | Terms and Conditions | GST Registration Numbers

“Beware of Fictitious offers/ Lottery Winnings/Cheap Fund Offers – Do not fall prey to such fictitious offers by making remittance towards participation in such schemes/offers”

“Effective 1st September’19, TDS of 2% is applicable on cash withdrawal exceeding Rs. 1 crore in a financial year. For more details please click here ”

“Utkarsh Small Finance Bank Ltd." does not solicit/collect/request for payment of cash for its services/products. Beware of illegal/fraudulent entities using our brand name "UTKARSH" in any sequence/format.”

CIN: U65992UP2016PLC082804 (Utkarsh Small Finance Bank is ipv6 compliant)

 

Utkarsh Finance Bank

Complaint Form

I authorise Utkarsh Small Finance Bank Ltd. & its representatives to Call, SMS or Email me with reference to my complaint.

If the resolution you receive does not meet your expectations, you may communicate your concern further to our Nodal Officer at [email protected] If you are unsatisfied with the responses you receive after following the first two levels of the complaint mechanism, you may write further to Mr. Aravind Khandelwal, Principal Nodal Officer at [email protected] As per the Banking Ombudsman Scheme 2006, if your complaint is not resolved within one month from filing the complaint or if you are not satisfied with the reply, finally you can also write to Office of the Banking Ombudsman appointed by Reserve Bank of India.

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