Fixed Deposit

An early start on your savings with Utkarsh Small Finance Bank can help you fulfil your dreams. Fixed Deposit is a one-time investment plan that gives you competitive return at the end of the term. The rate of interest paid for fixed deposits varies based on tenure and amount, and higher interest rates are offered to senior citizens. Premature closure is permitted.

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• Benefits
• Eligibility
• Fees and Charges
• Interest Rate

1. Earn competitive returns on your surplus.
2. Enjoy higher interest rates for senior citizen.
3. Interest payment options are monthly, quarterly and at maturity.
4. Process that can be accessed from anywhere.

You are eligible for a Fixed Deposit Account if you belong to any one of the following categories.

1. Individual Resident of India
2. Hindu Undivided Families
3. Sole Proprietorship Firms
4. Partnership Firms
5. Limited Companies
6. Trust Accounts

Particulars	Charges
Minimum Investment Amount	1,000
Maximum Investment Amount	No Maximum Limit
Minimum Tenure	7 Days
Maximum Tenure	10 Years
Penalty on Premature Withdrawal	1% (Not Applicable for closure within 7 days)

For a complete list of Interest rate on Fixed Deposit, Please click here

• Benefits
  1. Earn competitive returns on your surplus.
  2. Enjoy higher interest rates for senior citizen.
  3. Interest payment options are monthly, quarterly and at maturity.
  4. Process that can be accessed from anywhere.
• Eligibility
  You are eligible for a Fixed Deposit Account if you belong to any one of the following categories.

  1. Individual Resident of India
  2. Hindu Undivided Families
  3. Sole Proprietorship Firms
  4. Partnership Firms
  5. Limited Companies
  6. Trust Accounts
• Fees and Charges

  Particulars	Charges
  Minimum Investment Amount	1,000
  Maximum Investment Amount	No Maximum Limit
  Minimum Tenure	7 Days
  Maximum Tenure	10 Years
  Penalty on Premature Withdrawal	1% (Not Applicable for closure within 7 days)

• Interest Rate

  For a complete list of Interest rate on Fixed Deposit, Please click here